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A person or group employed by an individual or institution to handle assets or provide investment advice. Fee advisors claim that their recommendation is superior as a result of it has no conflict of curiosity Fee-based mostly compensation, they argue, can compromise an advisor's integrity, affecting the choice or suggestion of products (some companies might compensate the advisor higher than others).

For insurance and property-planning matters, you might want an advisor who has attained mastery as a Chartered Life Underwriter (CLU). Solely Registered Investment Advisors (RIA) , who're governed by the Investment Advisers Act of 1940 , are held to a true fiduciary commonplace.

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